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Alternative Financing • Flexible Funding

NBFC Financing Solutions

Quick Disbursement • Flexible Eligibility • Specialized Products

Access alternative business funding through Enego's NBFC financing services, offering faster processing, flexible eligibility criteria, and specialized lending products tailored for businesses with unique requirements or limited banking history.

24-72hrs
Disbursement Time
1Cr+
Maximum Funding
95%
Approval Rate
25+
NBFC Partners
Overview

Why Consider NBFC Financing?

Non-Banking Financial Companies (NBFCs) offer essential alternatives to traditional bank financing, with unique advantages including faster processing, more flexible eligibility criteria, specialized sector-focused products, and innovative lending approaches for businesses with limited banking history or non-traditional requirements.

Enego specializes in connecting businesses with the optimal NBFC partners based on specific funding needs and eligibility profiles. Our deep industry relationships and understanding of NBFC lending criteria enable us to secure favorable terms while significantly accelerating the approval and disbursement process.

Accelerated processing and disbursement compared to traditional banking
Flexible eligibility criteria with focus on business potential over historical metrics
Specialized financing solutions for specific industries and business models
Options for businesses with limited banking history or previous credit challenges

Focused

Secure

Fast

Trusted

Benefits

Our NBFC Financing Services

Express Business Loans

Quick-disbursement loans with minimal documentation and 24-48 hour processing for urgent business requirements

Working Capital Financing

Flexible short-term funding for operational expenses, inventory management, and cash flow optimization

Business Expansion Loans

Growth-focused financing for market expansion, capacity enhancement, and business scaling initiatives

Unsecured Business Loans

No-collateral financing options based on business performance and revenue potential rather than assets

Revenue-Based Financing

Innovative funding with repayments tied to business revenue performance rather than fixed EMI structures

Merchant Cash Advances

Upfront capital with repayment through percentage of daily card sales, ideal for retail and service businesses

Equipment Financing

Specialized funding for machinery, equipment, and technology purchases with flexible repayment structures

Supply Chain Financing

Optimize cash flow through invoice discounting, purchase order financing, and vendor payment solutions

Requirements

NBFC Financing Eligibility

Who Can Apply?

  • Business operational history of at least 6-12 months (varies by product)
  • Consistent monthly revenue with clear cash flow patterns
  • Basic financial record keeping and business documentation
  • Clear business model with demonstrated market potential
  • Minimum credit score requirements (typically more flexible than banks)

Conditions

  • Valid business registration (any structure from Proprietorship to Private Limited)
  • Active business bank account with transaction history
  • KYC documentation for directors/partners/proprietors
  • Basic financial statements (balance sheets, P&L statements)
  • Industry-specific requirements based on NBFC specialization
Process

Our NBFC Financing Process

1

Requirement Analysis

Understand your funding needs, business model, and financial profile to identify suitable NBFC options

2

NBFC Matching

Select optimal NBFC partners based on your business sector, funding requirements, and eligibility factors

3

Application Preparation

Develop comprehensive application packages highlighting business strengths and addressing potential concerns

4

Fast-Track Submission

Submit applications through priority channels established with our NBFC partners for accelerated processing

5

Approval Facilitation

Coordinate with NBFC underwriters to address queries and expedite the approval decision process

6

Term Negotiation

Secure optimal interest rates, processing fees, and repayment terms through strategic negotiation

7

Rapid Disbursement

Complete documentation and procedural requirements to ensure quick fund release after approval

Documentation

Documentation Requirements

Document Checklist

Business registration proof (Incorporation Certificate, Partnership Deed, etc.)
KYC documents of directors/partners/proprietors (PAN, Aadhar, etc.)
Recent business bank statements (typically last 6-12 months)
GST returns (where applicable) for the last 6-12 months
Income Tax Returns for business and promoters (last 1-2 years)
Basic financial statements (Balance Sheet, P&L statements)
Business profile and brief business plan
Proof of business premises (ownership/rental agreement)
Existing loan statements (if any)
Industry-specific licenses and permits

Important: NBFC documentation requirements are typically more streamlined than traditional banks. The exact requirements vary based on loan product, amount, and specific NBFC policies. Our team provides customized checklists based on your selected financing option.

FAQs

Frequently Asked Questions

Get Started Today

Ready for Fast, Flexible Financing?

Connect with our NBFC financing specialists to identify optimal funding options, streamline your application, and secure quick disbursement for your business needs.

₹500Cr+

Funded

20K+

Businesses

95%

Success Rate