Business Loan Services
Access optimal business financing with Enego's specialized loan advisory services covering bank loans, NBFC financing, government schemes, and specialized credit products with end-to-end support from application to disbursement.
Business Loan Solutions for Every Need
Business loans provide essential capital for growth initiatives, operational requirements, and strategic investments. From short-term working capital to long-term expansion financing, the right debt capital at the right time accelerates business development while preserving ownership and control.
Enego specializes in connecting businesses with optimal financing solutions based on their specific needs, financial profile, and growth stage. Our expertise spans traditional banking, NBFC partnerships, government schemes, and specialized financing options, ensuring you receive the most favorable terms and efficient processing.
Focused
Secure
Fast
Trusted
Our Business Loan Services
Term Loans
Long-term financing for business expansion, asset acquisition, and strategic investments with structured repayment schedules
Working Capital Loans
Short-term financing for operational expenses, inventory management, and cash flow optimization
MSME Priority Lending
Special financing options under priority sector lending for micro, small, and medium enterprises
Collateral-Free Financing
CGTMSE-backed and unsecured loan options for businesses without sufficient collateral assets
Project Financing
Specialized funding for specific projects with customized disbursement and repayment structures
Government Scheme Loans
Access to PMMY (Mudra), Stand-Up India, CLCSS, and other government-sponsored financing programs
Startup Financing
Specialized lending options for startups through venture debt and innovative financing structures
Business Expansion Loans
Tailored financing solutions for market expansion, capacity enhancement, and growth initiatives
Business Loan Eligibility Factors
Who Can Apply?
- Business vintage of at least 1-3 years (varies by loan type and lender)
- Minimum annual turnover requirements based on loan amount and purpose
- Stable financial performance with positive growth trends
- Good credit history with minimal defaults and timely repayments
- Adequate debt service coverage ratio (DSCR) to support new loan obligations
Conditions
- Complete KYC documentation for business and promoters
- Proper business registration (Private Limited, LLP, Proprietorship, etc.)
- GST registration and compliance (for applicable businesses)
- ITR filings for both business and promoters for previous years
- Collateral requirements based on loan type and lender policies
Our Loan Facilitation Process
Requirement Analysis
Understand your financing needs, purpose, timeline, and repayment capacity through detailed discussion
Eligibility Assessment
Evaluate your business profile against various loan options and lender criteria to identify optimal matches
Loan Structuring
Design appropriate loan parameters including amount, tenure, repayment structure, and security arrangements
Documentation Support
Prepare comprehensive application packages with all required financial statements and business documentation
Lender Submission
Present your case to selected lenders with proper positioning and follow-up to expedite processing
Term Negotiation
Secure favorable interest rates, processing fees, and other terms through expert negotiation
Disbursement Facilitation
Coordinate completion of pre-disbursement formalities and ensure timely fund release
Requirement Analysis
Understand your financing needs, purpose, timeline, and repayment capacity through detailed discussion
Eligibility Assessment
Evaluate your business profile against various loan options and lender criteria to identify optimal matches
Loan Structuring
Design appropriate loan parameters including amount, tenure, repayment structure, and security arrangements
Documentation Support
Prepare comprehensive application packages with all required financial statements and business documentation
Lender Submission
Present your case to selected lenders with proper positioning and follow-up to expedite processing
Term Negotiation
Secure favorable interest rates, processing fees, and other terms through expert negotiation
Disbursement Facilitation
Coordinate completion of pre-disbursement formalities and ensure timely fund release
Documentation Requirements
Document Checklist
Important: Documentation requirements vary based on loan type, amount, lender policies, and your business structure. Our team provides customized checklists based on your specific loan requirements.
Frequently Asked Questions
Ready to Secure Business Financing?
Connect with our loan specialists to identify optimal financing options, assess your eligibility, and navigate the application process for successful funding.
₹500Cr+
Funded
20K+
Businesses
95%
Success Rate